/* BlubirdIQ HELOC funnel. Structure mirrors moneyatlas.com/explore/heloc/start and /form/N;
   colours come from brand/logo/README.md (bird #3AA8EC > #1572C8 > #0B3F9A, wordmark #1E2A38). */
:root {
  --blue-300: #3AA8EC;
  --blue-500: #1572C8;
  --blue-600: #0F5FAE;
  --blue-700: #0B3F9A;
  --blue-50: rgba(21, 114, 200, 0.10);
  --ink: #18242F;
  --fg: #18242F;              /* blubirdiq.com --text */
  --muted-fg: #5B6773;        /* --text-muted */
  --muted: #F6F8FA;           /* --paper */
  --border: #DCE4EC;          /* --rule */
  --navy: #0B2F6E;            /* --bg of blubirdiq.com */
  --paper: #F6F8FA;
  --amber: #F2A33A;
  --glow: radial-gradient(60% 55% at 32% 46%, rgba(255,255,255,.16), rgba(255,255,255,0) 70%);
  --zinc-200: #DCE4EC;
  --zinc-300: #C9D3DE;
  --danger: #D9472B;
  --radius: 12px;             /* cards, inputs, option tiles */
  --radius-lg: 16px;
  --radius-pill: 999px;
  --font: "Figtree", "Avenir Next", "Avenir", "Segoe UI", system-ui, -apple-system, sans-serif;
  --max: 1152px;
}
* { box-sizing: border-box; }
[hidden] { display: none !important; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--font); color: var(--fg); background: #fff; line-height: 1.5; font-size: 16px; }
img, svg { display: block; max-width: 100%; }
a { color: inherit; }
button { font-family: inherit; cursor: pointer; }
input, select { font-family: inherit; font-size: 16px; }
h1, h2, h3, p { margin: 0; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip { position: absolute; left: -9999px; top: 8px; background: #fff; padding: 8px 16px; border-radius: 4px; z-index: 100; }
.skip:focus { left: 8px; }

/* ---------- Buttons ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; border: 1px solid transparent; border-radius: var(--radius-pill); font-weight: 600; font-size: 16px; line-height: 1; padding: 0 24px; height: 48px; text-decoration: none; transition: background-color .15s; white-space: nowrap; }
.btn-primary { background: var(--blue-500); color: #fff; }
.btn-primary:hover { background: var(--blue-600); }
.btn-primary:active { background: var(--blue-700); }
.btn-dark { background: var(--paper); color: var(--navy); height: 52px; }
.btn-dark:hover { background: #fff; }
.btn-ghost-light { background: transparent; color: #fff; border-color: rgba(246,248,250,.3); }
.btn-ghost-light:hover { background: rgba(255,255,255,.08); }
.btn-ghost { background: transparent; color: var(--muted-fg); font-weight: 400; font-size: 14px; padding: 0 8px; height: 44px; }
.btn-ghost:hover { color: var(--fg); }
.btn[disabled] { opacity: .5; pointer-events: none; }
.btn-block { width: 100%; }

/* ---------- Site header (landing) ---------- */
.site-header { background: #fff; padding: 16px 0; }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; }
.site-header .logo img { height: 32px; width: auto; }
.lock { width: 18px; height: 18px; }

/* Dark header, as on blubirdiq.com */
.site-header.on-dark { background: var(--navy); color: #fff; }
.site-header.on-dark .top-nav a { color: rgba(246,248,250,.76); font-size: 14px; font-weight: 500; }
.site-header.on-dark .top-nav a:hover, .site-header.on-dark .top-nav a.active { color: #fff; text-decoration: none; }
.site-header.on-dark .top-nav a.active { border-bottom: 2px solid #fff; padding-bottom: 6px; }
.site-header.on-dark .btn-primary { background: transparent; border-color: rgba(246,248,250,.3); }
.site-header.on-dark .btn-primary:hover { background: rgba(255,255,255,.08); }

/* ---------- Hero ---------- */
.hero { background: var(--navy); background-image: var(--glow); color: #fff; }
.hero .grid { display: grid; gap: 32px; align-items: end; }
.hero .copy { padding: 48px 0; max-width: 576px; }
.hero h1 { font-size: 36px; font-weight: 800; letter-spacing: -.03em; line-height: 1.06; margin-bottom: 8px; }
.hero .tag { font-size: 20px; font-weight: 600; margin: 12px 0 8px; }
.hero .lede { font-size: 16px; opacity: .95; margin-bottom: 24px; }
.amount-form { display: flex; flex-direction: column; gap: 12px; }
.amount-field { position: relative; }
.amount-field .sym { position: absolute; left: 20px; top: 50%; transform: translateY(-50%); color: var(--muted-fg); }
.amount-field input { width: 100%; height: 52px; border: 0; border-radius: var(--radius-pill); padding: 0 20px 0 34px; font-size: 16px; color: var(--fg); background: #fff; }
.amount-field input:focus { outline: 3px solid var(--blue-300); outline-offset: 1px; }
.hero .meta { font-size: 14px; color: rgba(246,248,250,.76); margin-top: 12px; display: flex; gap: 10px; flex-wrap: wrap; }
.hero .art { display: none; }
@media (min-width: 1024px) {
  .hero .grid { grid-template-columns: 1fr 1fr; }
  .hero .copy { padding: 80px 0; }
  .hero h1 { font-size: 48px; }
  .amount-form { flex-direction: row; }
  .amount-field { flex: 1; }
  .hero .art { display: flex; justify-content: center; align-items: flex-end; height: 100%; }
}

/* Phone mockup (replaces MoneyAtlas's photo; shows the real first question) */
.phone { width: 300px; border-radius: 40px; background: #0a0a0a; padding: 12px; box-shadow: 0 30px 60px rgba(0,0,0,.35); }
.phone .screen { background: #fff; border-radius: 30px; padding: 48px 16px 24px; min-height: 480px; color: var(--fg); }
.phone .notch { width: 120px; height: 28px; background: #0a0a0a; border-radius: 0 0 20px 20px; margin: -48px auto 24px; }
.phone .q { font-size: 17px; font-weight: 700; margin-bottom: 12px; }
.phone .opts { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.phone .opts span { border: 1px solid var(--blue-500); border-radius: 10px; padding: 10px 6px; font-size: 12px; font-weight: 600; text-align: center; box-shadow: 1px 1px 0 1px rgba(21,114,200,.25); }
.phone .opts span.on { background: var(--blue-500); color: #fff; }
.phone .cta { margin-top: 16px; background: var(--blue-500); color: #fff; text-align: center; border-radius: 999px; padding: 12px; font-weight: 600; font-size: 14px; }
.phone .ring { margin: 0 auto 16px; }

/* ---------- Sections ---------- */
.section { padding: 48px 0; }
.section.muted { background: var(--muted); }
.section.brand { background: var(--navy); background-image: var(--glow); color: #fff; }
.section h2 { font-size: 30px; font-weight: 800; letter-spacing: -.02em; line-height: 1.15; }
.eyebrow { font-size: 13px; font-weight: 700; color: var(--muted-fg); text-transform: uppercase; letter-spacing: .14em; margin-bottom: 10px; }
.section .intro { max-width: 640px; margin-bottom: 32px; }
.section .intro p { color: var(--muted-fg); margin-top: 8px; }
.cards { display: grid; gap: 16px; }
.card { background: #fff; border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 24px; }
.section.muted .card { border-color: transparent; }
.card .num { display: inline-block; font-size: 13px; font-weight: 700; color: var(--blue-500); background: var(--blue-50); padding: 4px 10px; border-radius: 999px; margin-bottom: 12px; }
.card h3 { font-size: 18px; font-weight: 700; margin-bottom: 8px; }
.card p { color: var(--muted-fg); font-size: 15px; }
.card .ico { width: 40px; height: 40px; border-radius: 10px; background: var(--blue-50); color: var(--blue-500); display: flex; align-items: center; justify-content: center; margin-bottom: 14px; }
.card .ico svg { width: 22px; height: 22px; }
@media (min-width: 768px) {
  .section { padding: 64px 0; }
  .section h2 { font-size: 36px; }
  .cards.c3 { grid-template-columns: repeat(3, 1fr); }
  .cards.c2 { grid-template-columns: repeat(2, 1fr); }
}
.trustbar { border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); background: var(--muted); padding: 32px 0; text-align: center; }
.trustbar p { font-weight: 600; margin-bottom: 8px; }
.trustbar .pills { display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; color: var(--muted-fg); font-size: 14px; }

/* ---------- Calculator ---------- */
.calc { max-width: 720px; margin: 0 auto; }
.calc h2 { text-align: center; margin-bottom: 32px; }
.calc .row { margin-bottom: 24px; }
.calc label, .calc .lbl { display: block; font-weight: 600; font-size: 14px; margin-bottom: 8px; }
.calc .inp { display: flex; align-items: center; border: 1px solid var(--zinc-300); border-radius: var(--radius-pill); height: 48px; padding: 0 14px; background: #fff; }
.calc .inp input { border: 0; outline: 0; flex: 1; font-size: 16px; min-width: 0; }
.calc .inp span { color: var(--muted-fg); }
.calc input[type=range] { width: 100%; margin: 12px 0 4px; accent-color: var(--blue-500); }
.calc .range-lbl { display: flex; justify-content: space-between; font-size: 12px; color: var(--muted-fg); }
.terms { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; }
.terms button { height: 44px; border: 1px solid var(--zinc-300); background: var(--muted); border-radius: var(--radius-pill); font-size: 14px; font-weight: 500; color: var(--fg); }
.terms button[aria-pressed=true] { background: rgba(21,114,200,.08); color: var(--blue-700); border-color: var(--blue-500); }
.results { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; background: var(--muted); border-radius: var(--radius-lg); padding: 20px; text-align: center; }
.results p:first-child { font-size: 12px; color: var(--muted-fg); margin-bottom: 4px; }
.results p:last-child { font-size: 20px; font-weight: 700; }
.calc .cta { display: flex; flex-direction: column; gap: 12px; align-items: center; margin: 24px 0 16px; text-align: center; }
.calc .fine { font-size: 13px; color: var(--muted-fg); text-align: center; }
@media (min-width: 640px) { .calc .cta { flex-direction: row; justify-content: space-between; text-align: left; } .results p:last-child { font-size: 24px; } }

/* ---------- FAQ ---------- */
.faq { max-width: 768px; margin: 0 auto; }
.faq h3.sup { font-size: 14px; color: var(--blue-500); text-transform: uppercase; letter-spacing: .04em; font-weight: 600; margin-bottom: 6px; }
.faq details { border-bottom: 1px solid var(--border); padding: 16px 0; }
.faq summary { font-size: 18px; font-weight: 500; cursor: pointer; list-style: none; display: flex; justify-content: space-between; gap: 16px; align-items: center; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font-size: 22px; color: var(--muted-fg); }
.faq details[open] summary::after { content: "\2212"; }
.faq details p { color: var(--muted-fg); margin-top: 12px; }

/* ---------- Bottom CTA ---------- */
.cta-final { text-align: center; }
.cta-final h2 { margin-bottom: 12px; }
.cta-final p { opacity: .9; margin-bottom: 8px; }
.cta-final .amount-form { max-width: 560px; margin: 24px auto 0; }

/* ---------- Footer ---------- */
.site-footer { padding: 32px 0; font-size: 13px; color: var(--muted-fg); }
.site-footer ul { list-style: none; padding: 0; margin: 0 0 16px; display: flex; flex-wrap: wrap; gap: 8px 20px; }
.site-footer a { color: var(--muted-fg); text-decoration: none; }
.site-footer a:hover { color: var(--fg); text-decoration: underline; }
.site-footer .legal { max-width: 900px; line-height: 1.6; }

/* ---------- Funnel ---------- */
.funnel { min-height: 100vh; background: #fff; display: flex; flex-direction: column; }
.form-header { position: relative; border-bottom: 1px solid var(--border); background: #fff; padding: 16px 20px; }
.form-header .bar { max-width: var(--max); margin: 0 auto; display: flex; align-items: center; justify-content: space-between; }
.form-header .logo img { height: 24px; width: auto; }
@media (min-width: 768px) { .form-header .logo img { height: 32px; } }
.secured { display: flex; align-items: center; gap: 8px; font-weight: 600; font-size: 14px; white-space: nowrap; }
.secured svg { width: 16px; height: 16px; }
@media (min-width: 768px) { .secured { font-size: 16px; } .secured svg { width: 20px; height: 20px; } }
.ring-wrap { pointer-events: none; position: absolute; left: 50%; top: 100%; transform: translate(-50%, -50%); z-index: 20; }
.ring-wrap .disc { border-radius: 999px; background: #fff; padding: 4px; box-shadow: 0 10px 15px -3px rgba(0,0,0,.1), 0 4px 6px -4px rgba(0,0,0,.1); }
.ring { position: relative; width: 64px; height: 64px; }
.ring svg { width: 100%; height: 100%; transform: rotate(-90deg); }
.ring .track { stroke: var(--zinc-200); }
.ring .fill { stroke: var(--blue-500); transition: stroke-dashoffset .3s ease-out; }
.ring .pct { position: absolute; inset: 0; display: flex; align-items: center; justify-content: center; font-size: 12px; font-weight: 800; }
@media (min-width: 640px) { .ring { width: 96px; height: 96px; } .ring .pct { font-size: 18px; } }

.form-main { max-width: 896px; margin: 0 auto; width: 100%; padding: 64px 16px 32px; display: flex; flex-direction: column; align-items: center; }
@media (min-width: 640px) { .form-main { padding-top: 72px; } }
.step { width: 100%; max-width: 448px; margin: 0 auto; }
.step.wide { max-width: 672px; }
.step h1 { font-size: 24px; font-weight: 800; letter-spacing: -.02em; line-height: 1.15; text-align: center; margin-bottom: 8px; }
@media (min-width: 768px) { .step h1 { font-size: 30px; } }
.step .sub { text-align: center; font-size: 14px; margin-bottom: 24px; }
.step .sub.wide { max-width: 560px; margin-left: auto; margin-right: auto; }

/* option cards */
.options { display: flex; flex-wrap: wrap; justify-content: center; gap: 16px; margin-top: 24px; }
.opt { position: relative; display: flex; flex-direction: column; align-items: center; justify-content: center; min-height: 60px; height: 96px; width: calc(50% - 8px); padding: 12px 16px; text-align: center; font-size: 18px; font-weight: 500; line-height: 1.3; color: var(--fg); background: #fff; border: 1px solid var(--blue-500); border-radius: var(--radius); box-shadow: 1px 1px 0 1px rgba(21,114,200,.25); touch-action: manipulation; transition: background-color .12s; }
.opt:hover { background: rgba(21,114,200,.06); }
.opt[aria-pressed=true] { background: var(--blue-50); border-width: 2px; }
.opt.solid[aria-pressed=true] { background: var(--blue-500); color: #fff; border-width: 1px; }
.options.c3 .opt { width: calc(33.333% - 11px); }
.options.c2 .opt { width: calc(50% - 8px); }
.options.c1 .opt { width: 100%; height: 72px; }
@media (max-width: 480px) { .options.c3 .opt { width: calc(50% - 8px); } }
@media (min-width: 768px) { .opt { width: calc(33.333% - 11px); } .options.c2 .opt { width: calc(50% - 8px); } }

/* amount steps */
.field { margin-bottom: 16px; }
.field label { display: block; font-size: 14px; font-weight: 600; margin-bottom: 8px; }
.field label .req { color: var(--fg); }
.text-input { width: 100%; height: 56px; padding: 0 16px; font-size: 18px; color: var(--fg); background: #fff; border: 2px solid var(--blue-500); border-radius: var(--radius); box-shadow: 1px 1px 0 1px rgba(21,114,200,.95); outline: none; }
.text-input::placeholder { color: #71717A; }
.text-input:focus { box-shadow: 1px 1px 0 1px rgba(21,114,200,.95), 0 0 0 3px rgba(58,168,236,.35); }
.text-input.invalid { border-color: var(--danger); box-shadow: 1px 1px 0 1px rgba(220,38,38,.5); }
.err { display: none; color: var(--danger); font-size: 14px; margin-top: 6px; }
.err.show { display: block; }
.or { text-align: center; font-size: 14px; color: var(--muted-fg); margin: 24px 0 16px; }
.chips { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
@media (min-width: 640px) { .chips { grid-template-columns: repeat(3, 1fr); } }
.chip { height: 64px; border: 1px solid var(--blue-500); border-radius: var(--radius); background: #fff; font-size: 16px; font-weight: 500; color: var(--fg); box-shadow: 1px 1px 0 1px rgba(21,114,200,.25); }
.chip:hover { background: rgba(21,114,200,.06); }
.chip[aria-pressed=true] { background: var(--blue-500); color: #fff; }
.nav { display: flex; justify-content: space-between; align-items: center; margin-top: 24px; }
.nav .btn-ghost svg { width: 14px; height: 14px; }
.inline-fields { margin-top: 24px; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field .toggle { float: right; font-size: 14px; color: var(--blue-500); background: none; border: 0; text-decoration: underline; padding: 0; font-weight: 500; }

/* consent */
.consent { font-size: 13px; line-height: 1.55; color: var(--fg); margin-top: 20px; }
.consent a { color: var(--blue-500); }
.consent-check { display: flex; gap: 10px; align-items: flex-start; margin-top: 20px; font-size: 14px; }
.consent-check input { margin-top: 3px; width: 18px; height: 18px; accent-color: var(--blue-500); flex: none; }
.honeypot { position: absolute; left: -9999px; top: 0; width: 1px; height: 1px; overflow: hidden; }
.thanks { text-align: center; padding: 24px 0; }
.thanks .check { width: 64px; height: 64px; border-radius: 999px; background: var(--blue-50); color: var(--blue-500); display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; }
.thanks p { color: var(--muted-fg); margin-top: 8px; }

/* ---------- Homepage (moneyatlas.com root replica) ---------- */
.home-header .wrap { gap: 24px; }
.top-nav { display: none; gap: 24px; }
.top-nav a { color: var(--muted-fg); text-decoration: none; font-size: 16px; }
.top-nav a:hover { color: var(--fg); text-decoration: underline; text-underline-offset: 4px; }
@media (min-width: 900px) { .top-nav { display: flex; } }

.hero-home { position: relative; overflow: hidden; color: #fff; background: var(--navy); background-image: var(--glow); }
.hero-home .dots { position: absolute; inset: 0; opacity: .06; background-image: radial-gradient(circle, rgba(255,255,255,.8) 1px, transparent 1px); background-size: 24px 24px; }
.hero-home .grid { position: relative; display: grid; gap: 32px; padding: 48px 20px; align-items: center; }
.hero-home .copy { max-width: 552px; }
.hero-home .pill { display: inline-flex; align-items: center; gap: 8px; border-radius: 999px; background: rgba(255,255,255,.1); color: rgba(255,255,255,.8); padding: 4px 12px; font-size: 14px; margin-bottom: 16px; }
.hero-home .pill .dot { width: 8px; height: 8px; border-radius: 999px; background: var(--blue-300); }
.hero-home h1 .nl { display: inline; }
.hero-home h1 { font-size: 36px; font-weight: 800; letter-spacing: -.03em; line-height: 1.04; margin-bottom: 18px; }
.hero-home .sub { font-size: 18px; color: rgba(246,248,250,.76); }
@media (min-width: 1024px) {
  .hero-home .grid { grid-template-columns: 1fr 1fr; padding: 80px 20px; min-height: 620px; }
  .hero-home h1 { font-size: 48px; }
  .hero-home h1 .nl { display: block; }
}

/* Quick Match card */
.qm-wrap { display: flex; justify-content: center; }
.qm { display: flex; flex-direction: column; width: 100%; max-width: 384px; height: 460px; background: #fff; color: var(--fg); border: 1px solid var(--border); border-radius: var(--radius-lg); box-shadow: 0 25px 50px -12px rgba(0,0,0,.35); padding: 24px 24px 0; }
.qm-head { display: flex; align-items: center; justify-content: space-between; }
.qm-title { display: flex; align-items: center; gap: 8px; font-weight: 700; font-size: 16px; }
.qm-dot { width: 8px; height: 8px; border-radius: 999px; background: var(--blue-500); }
.qm-back { display: inline-flex; align-items: center; gap: 2px; background: none; border: 0; font-size: 12px; color: var(--muted-fg); padding: 0; }
.qm-back svg { width: 14px; height: 14px; }
.qm-back:hover { color: var(--fg); }
.qm-sub { font-size: 13px; color: var(--muted-fg); margin-top: 6px; }
.qm-progress { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin: 12px 0 16px; }
.qm-progress span { height: 6px; border-radius: 999px; background: var(--zinc-200); transition: background-color .3s; }
.qm-progress span.on { background: var(--blue-500); }
.qm-body { flex: 1; min-height: 0; }
.qm-q { font-weight: 600; font-size: 15px; margin-bottom: 10px; }
.qm-opts { display: flex; flex-direction: column; gap: 8px; }
.qm-opt { display: flex; align-items: center; gap: 12px; min-height: 44px; width: 100%; border: 1px solid var(--border); border-radius: var(--radius); background: #fff; padding: 10px 12px; text-align: left; font-size: 14px; font-weight: 500; color: var(--fg); transition: border-color .15s, background-color .15s; }
.qm-opt:hover { border-color: var(--blue-500); background: rgba(21,114,200,.04); }
.qm-opt.picked { border-color: var(--blue-500); background: var(--blue-50); }
.qm-opt svg { width: 16px; height: 16px; flex: none; color: var(--muted-fg); }
.qm-opt > span:first-of-type { flex: 1; }
.qm-badge { flex: none; border-radius: 999px; background: #DCEBFB; color: var(--blue-700); font-size: 10px; font-weight: 600; padding: 2px 8px; }
.qm-arrow { color: var(--muted-fg); }
.qm-done { text-align: center; padding-top: 12px; }
.qm-check { width: 56px; height: 56px; border-radius: 999px; margin: 0 auto 16px; background: linear-gradient(to bottom right, var(--blue-300), var(--blue-700)); color: #fff; display: flex; align-items: center; justify-content: center; }
.qm-check svg { width: 28px; height: 28px; }
.qm-done-title { font-weight: 700; font-size: 16px; margin-bottom: 6px; }
.qm-done-sub { font-size: 14px; color: var(--muted-fg); margin-bottom: 20px; }
.qm-restart { display: block; margin: 14px auto 0; background: none; border: 0; font-size: 12px; color: var(--muted-fg); text-decoration: underline; }
.qm-foot { border-top: 1px solid var(--border); margin: 0 -24px; padding: 12px 24px; border-radius: 0 0 var(--radius-lg) var(--radius-lg); text-align: center; font-size: 12px; color: var(--muted-fg); }
.qm-foot a { color: inherit; text-decoration: none; }
.qm-foot a:hover { color: var(--fg); }

/* How it works (3 steps) */
.wrap.center { text-align: center; }
.wrap.center .eyebrow { margin-bottom: 8px; }
.wrap.center h2 { margin-bottom: 12px; }
.wrap.center .lead { color: var(--muted-fg); max-width: 640px; margin: 0 auto 40px; }
.steps3 { display: grid; gap: 32px; }
.step3 .illus { width: 128px; height: 128px; border-radius: 999px; margin: 0 auto 20px; background: #E8F2FC; color: var(--blue-700); display: flex; align-items: center; justify-content: center; }
.step3 .illus svg { width: 64px; height: 64px; }
.step3 .num { font-size: 14px; font-weight: 600; color: var(--blue-500); margin-bottom: 4px; }
.step3 h3 { font-size: 16px; font-weight: 600; margin-bottom: 8px; letter-spacing: .04em; }
.step3 p { color: var(--muted-fg); font-size: 15px; max-width: 360px; margin: 0 auto; }
@media (min-width: 768px) { .steps3 { grid-template-columns: repeat(3, 1fr); } }

/* Category strip */
.strip { background: var(--navy); padding: 24px 0; }
.strip .wrap { display: flex; flex-wrap: wrap; justify-content: center; gap: 16px 40px; }
.strip a { color: rgba(255,255,255,.7); font-size: 14px; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; text-decoration: none; }
.strip a:hover { color: #fff; }

/* Methodology cards */
.meth { display: grid; gap: 16px; }
.meth-card { border: 1px solid var(--border); border-radius: var(--radius-lg); background: #F2F7FD; padding: 20px; text-align: center; }
.meth-card .ico { width: 36px; height: 36px; margin: 0 auto 12px; border: 1px solid var(--blue-500); border-radius: 6px; color: var(--blue-500); display: flex; align-items: center; justify-content: center; }
.meth-card .ico svg { width: 18px; height: 18px; }
.meth-card h3 { font-size: 24px; font-weight: 600; margin-bottom: 6px; }
.meth-card p { color: var(--muted-fg); font-size: 14px; }
@media (min-width: 768px) { .meth { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .meth { grid-template-columns: repeat(4, 1fr); } .meth-card h3 { font-size: 28px; } }

/* Footer columns */
.footer-cols { border-top: 1px solid var(--border); padding: 48px 0 32px; }
.footer-cols .cols { display: grid; gap: 32px; margin-bottom: 32px; }
.footer-cols .about img { height: 33px; width: auto; margin-bottom: 16px; }
.footer-cols h3 { font-size: 13px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--fg); margin-bottom: 16px; }
.footer-cols ul { display: block; margin: 0; }
.footer-cols li { margin-bottom: 10px; }
.footer-cols a { font-size: 14px; }
.footer-cols .copy { border-top: 1px solid var(--border); padding-top: 20px; }
@media (min-width: 900px) { .footer-cols .cols { grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 48px; } }